Miami Wellness Blog

How Long Does a Car Accident Settlement Take?

How Long Does a Car Accident Settlement Take?
— Miami Car Accident Lawyer at The Perazzo Law Firm Explains

If you’ve been injured in a car accident in Miami, one of the first questions you probably have is:

“How long will it take to settle my car accident claim?”

The answer depends on several factors—most importantly, the type of injury you suffered and how long it takes to fully recover or reach maximum medical improvement (MMI).


At The Perazzo Law Firm, our Miami car accident lawyers work tirelessly to ensure injured victims like you receive full compensation—not rushed or lowball settlements. Here’s what you need to know based on different types of injuries:

1. Neck Injuries (e.g., Whiplash)

  • Common Symptoms: Stiffness, limited mobility, headaches
  • Recovery Time: 4 to 12 weeks for mild to moderate cases
  • Treatment: Chiropractic care, physical therapy, pain management
  • Impact on Settlement: Claims may settle in 3 to 6 months, but longer if chronic pain persists

2. Head Injuries (e.g., Concussions, Traumatic Brain Injury)

  • Common Symptoms: Dizziness, memory loss, cognitive issues
  • Recovery Time: Mild concussions may resolve in weeks; TBIs can take months or become lifelong
  • Treatment: Neurology visits, cognitive therapy, imaging (CT, MRI)
  • Impact on Settlement: These cases may take 6 months to 2+ years, especially if symptoms are long-term

3. Back Injuries (e.g., Herniated Discs, Spinal Cord Damage)

  • Common Symptoms: Shooting pain, numbness, limited movement
  • Recovery Time: Varies—6 weeks for mild strain; surgery recovery could take 6 months or more
  • Treatment: Physical therapy, pain injections, possible surgery
  • Impact on Settlement: Often 6 months to 1.5 years depending on treatment outcome

4. Hip Injuries (e.g., Fractures, Dislocations)

  • Common Symptoms: Pain while walking, joint instability
  • Recovery Time: 2 to 6 months, longer if surgery or hip replacement is involved
  • Treatment: Surgery, rehabilitation, assistive walking devices
  • Impact on Settlement: Typically 6 to 12 months, but complex fractures may extend timeline

5. Leg Injuries (e.g., Broken Bones, Ligament Tears)

  • Common Symptoms: Swelling, mobility limitations, muscle loss
  • Recovery Time: 8 weeks for simple fractures; 6+ months for severe injuries or multiple surgeries
  • Treatment: Casts, physical therapy, orthopedic surgery
  • Impact on Settlement: Cases usually settle within 6 to 12 months, depending on complications

So, What’s the Average Timeframe for a Car Accident Settlement?

In general, car accident settlements in Miami take between 4 months to 2 years. The reason? Insurance companies don’t like to pay until:

  • Your medical treatment is complete
  • The full extent of your injuries is known
  • All documentation is submitted and reviewed

Rushing a settlement could mean leaving money on the table, especially if ongoing medical care is needed.


Don’t Wait—Speak to a Miami Car Accident Lawyer Today

At The Perazzo Law Firm, we don’t just help you file a claim—we help you recover your life. We guide you through every step of the process, from treatment to negotiation, and fight to get you the compensation you truly deserve.

📞 Call 888-PERAZZO now for a FREE consultation with a trusted Miami Car Accident Lawyer.

We don’t get paid unless YOU get paid.